As a financial adviser, I have occasionally found myself feeling envious of certain clients. Not because of their wealth — but because they were disciplined and...
In the past, being a millionaire was usually associated with middle-aged men and women. These days, younger generations seem to be making the news with miraculous...
When you are living paycheck to paycheck, down on your luck, or living a student lifestyle, it can be difficult to imagine a world where you...
If you’re nervous about investing in the stock market, you’re not alone. Stock ownership in the U.S. is down, and a recent poll indicates that frightening...
How lucky stock picks can beat the market People tend to overrate their investment skills as their portfolio grows. Over the years, the stock market tends...
So much about the process of building wealth has to do with cultivating smart habits from the start. These are the behaviors and activities you practice...
If you want to build wealth, become financially independent, gain control over your time, and spend your days having your money work for you rather than...
Navigating the world of personal finance can be overwhelming, even for an adult who has quite a bit of experience in the working world. With some...
10 Sure Ways to Make Money Online with Google in Nigeria No doubt, Google is one of the world’s most successful companies in the world. With...
10 Top Money-Making Businesses You Can Start In Nigeria Everybody wants to make money. That is a fact. The reality though is that not everybody body...
Here are major reasons why people find it hard to save money. There are reasons why people cannot save money. Most people believe in the idea...
There are steps you will need to follow to get out of your debts. These steps would make it easier and faster to get out of...
Most people have no clear direction on how to manage money. They buy things they don’t need, mortgage their way through a lot, and fail to...
One of your major goals in life should be financial independence. You must aim to reach the point where you have enough money so that you never have to worry about money again. The good news is that financial independence is easier to achieve today than it has ever been before. The Law of Abundance We live in an abundant universe in which there is sufficient money for all who really want it and are willing to obey the laws governing its acquisition. People become wealthy because they decide to become wealthy. People are poor because they have not yet decided to become rich. The world is full of thousands of people who have had far more difficulties to overcome than you could ever imagine, and they’ve gone on to be successful anyway. So can you. The Law of Exchange Money is the medium through which people exchange their labor in the production of goods and services for the goods and services of others. The amount of money you earn is the measure of the value that others place on your contribution. To increase the amount of money you are getting out, you must increase the value of the work that you are putting in. The Law of Capital Your most valuable assets, in terms of cash flow, are your physical and mental capital—your earning ability. How much time you put in and how much of yourself you put into that time largely determine your earning ability. Time and money can be either spent or invested. If you invest your time or money in becoming more knowledgeable and better skilled, you can increase your value. The Law of Time Perspective The most successful people in any society are those who take the longest time period into consideration when making their day-to-day decisions. Your ability to practice self-mastery, self-control, and self-denial, to sacrifice in the short term so you can enjoy greater rewards in the long term, is the starting point of developing a long time perspective. The Law of Saving Financial freedom comes to people who save 10 percent or more of their income throughout their lifetime. Savings today are what guarantee the security and the possibilities of tomorrow. The Law of Conservation It’s not how much you make but how much you keep that determines your financial future. The true measure of how well you are really doing is how much you keep out of the amount that you earn. The Law of Three There are three legs to the stool of financial freedom: savings, insurance, and investment. One of your major responsibilities, to yourself and to the people who depend on you, is to build a financial fortress around yourself over the course of your working lifetime. To be fully protected against the unexpected, you require liquid savings equal to two to six months of normal expenses. The Law of Investing Investigate before you invest. This is one of the most important of all the laws of money. You should spend at least as much time studying a particular investment as you do earning the money to put into that particular investment. The only thing easy about money is losing it. If you think you can afford to lose a little, you’re going to end up losing a lot. Invest only with experts who have a proven track record of success with their own money. The Law of Magnetism The more money you save and accumulate, the more money you attract into your life. The Law of Magnetism has been written about for more than 5,000 years. It explains much about success and failure in every area of life, especially in the financial arena. The more positive emotion you associate with your money, the more opportunities you will attract to acquire even more. Act Now! Take time every day, every week, and every month to reflect on your financial situation and look for ways to deploy your finances more intelligently. The more time you take to think intelligently about your finances, the better decisions you will make and the more money you will have to think about.
Happiness is a personal measurement that is hard to apply universally. Plus, the data is always changing. Just eight years ago, the happiest people in the...
WHAT IS AN ONLINE STORE Online store or eCommerce store or online shop as some people may call it, is an online website where you can...
Being a creative can be as taxing as it is exhilarating. There are too many roadblocks and challenges along the way, and one of the biggest...
Are you looking to start a blog, or you’re already knee-deep in blogging?You’ve likely scoured the ends of the earth searching for ways you can make...
Many people are often discouraged when they want to start businesses that require selling. This is quite understandable because not everyone is a naturally gifted salesperson,...
Many businesses fail to launch. The statistics are there that state that majority of businesses fail. Sometimes it is because of presenting the wrong product to...
If I asked you to name good businesses, you are likely to point out big companies. You will probably mention global corporations like Apple, Coca Cola,...
Do you feel like debt has defeated you? We recently started a help group for debt on Facebook and people have been sharing their debt stories. ...
In the words of Renee Zellweger’s character in Jerry McGuire, the geniuses at Nike’s marketing department “had me at hello.” What other company on the planet...
Crowdfunding as a means of alternative financing is growing around the globe and there is no reason for African SMEs to be excluded from the sweeping...
Starting a business from scratch is expensive – don’t let anyone fool you into thinking otherwise. However, there are some different ways you can save money...
Are you interested to start a plantain flour production business? Good, because I’ve got just the information you need. I’m not just going to tell you...
Nigeria is currently the 6th largest producer of cashew nut in the world. This alone speaks volumes. There is so much potential within the cashew industry....
Nylon production business is a very good business anybody could actually start up in Nigeria and start making some real profits. The business is quite profitable....
Snail farming or heliculture is the act of raising snails for food and other human uses. Snails belong to the second largest group in the animal...
Let’s get this clear; it is extremely difficult, if not practically impossible, to build a solely online consumer internet business in Nigeria and by extension, Africa....
How To Start An Online Business With an increasing global uneployment rate and a dire need for people to have at least one alternative source of...
How To Make Money From RideSharing Apps: Uber, Taxify, & OgaTaxi Ridesharing apps, or e-taxis as people know them, are growing exponentially fast in Nigeria and...
Making money in Nigeria, Ghana, Kenya, South Africa, or any other place in Africa, has created a mirage of difficulties, because a very large number of...
1. Have a Separate Record Cash flow has to do with keeping track of your finances, and an easy way to go about it is to...
The global mobile app market is now worth over $50 billion but Africa has almost no share of this mouthwatering cake. Although, our continent is the...
101 Ways To Make Money in Africa – Business Ideas for Entrepreneurs in Africa – Rice When most people think of agriculture in Africa, images...
Starting an online business is appealing for many reasons – from being your own boss to controlling cash flow, it seems like an ideal situation. And...
“Money”, Cardi B’s new song as expected, is all about money, which Cardi has seen a lot of in the last year. Her rise to the...